AFKO Conditions & Terms

Effective Date: 2023 May 01

Thank you for using IQ Pivot (the “App”). These Terms and Conditions (“Terms”) govern your use of the App. By using the App, you agree to the terms of these Terms.

  1. License

Subject to these Terms, AFKO grants you a limited, non-exclusive, non-transferable, revocable license to use the App for its intended purpose.

  1. Restrictions

You may not use the App for any illegal or unauthorized purpose. You may not copy, modify, distribute, sell, or lease any part of the App without AFKO‘s prior written consent.

  1. Ownership

AFKO retains all right, title, and interest in and to the App, including all intellectual property rights. You may not use AFKO‘s trademarks, trade names, logos, or service marks without AFKO‘s prior written consent.

  1. Disclaimer of Warranties

The App is provided “as is” and without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. AFKO does not warrant that the App will be error-free or uninterrupted.

  1. Limitation of Liability

AFKO shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the App.

  1. Indemnification

You agree to indemnify and hold AFKO harmless from any claims, damages, or expenses arising out of or in connection with your use of the App.

  1. Termination

AFKO may terminate these Terms and your access to the App at any time for any reason. Upon termination, you must immediately cease using the App.

  1. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Türkiye/Ankara without giving effect to any principles of conflicts of law.

  1. Dispute Resolution

Any disputes arising out of or in connection with these Terms shall be resolved through binding arbitration in accordance with the rules of the Ankara Court of Türkiye.


  1. Changes to these Terms

We may update these Terms from time to time. We will post any changes to the Terms on our website and notify you of any material changes.

  1. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

(0312) 385 60 85 Monday to Friday (9.00 – 16.00 Turkey-Istanbul Time zone)

Thank you for using IQ Pivot app.